If your not sure what kind of Alaska home equity loan you are looking for, but you would like to learn more about Alaska home equity mortgage lenders, then explore our Credit Unions,Banks, Mortgage Brokers, or Savings and Loans pages.
Some quick facts on Alaska owner occupied homes with a mortgage 1:
The median Alaskan home price of is 188,274.
85.3% of Alaska home owners have only a single mortgage.
Only 0.6% of Alaskan home owners have both a second mortgage and a home equity loan.
While the median income for all of Alaska is 57,027, the median income for Alaskan home owners with a mortgage is 80,438.
Median Alaskan monthly housing cost is 1,421.
Median Alaskan real estate taxes are 2,392.
While the national average Expedian Credit score is 678, the average for Alaska is 673.
Non-business bankruptcies in Alaska have gone from 1,301 in 2000 to 1,444 in 2004.
The state regulator for mortgages in Alaska is Terry L. Lutz
If you have questions about mortgages in Alaska here’s the office to contact:
STATE OF ALASKA
Department of Community and Economic Development
Division of Banking, Securities and Corporations
150 Third Street, Room 217
P.O. Box 110807
Juneau, Alaska 99811-0807
The state of Alaska does not regulate mortgage lending, mortgage loan servicing or mortgage brokering, regardless of lien position. Therefore, there is no application process or specific license to be issued to conduct these types of activities 2.
Alaska Counties:
Aleutians East Borough, Aleutians West Census Area, Anchorage Municipality,
Bethel Census Area, Bristol Bay Borough,Denali Borough,Dillingham Census Area,
Fairbanks North Star Borough, Haines Borough, Juneau City and Borough,
Kenai Peninsula Borough, Ketchikan Gateway Borough, Kodiak Island
Borough, Lake and Peninsula Borough, Matanuska- Susitna Borough,
Nome Census Area, North Slope Borough, Northwest Artic Borough,
Prince of Wales-Outer Ketchikan Census Area, Sitka City and Borough,
Skagway-Hoonah-Angoon Census Area, Southeast Fairbanks Census Area,
Valdez-Cordova Census Area, Wade Hampton Census Area, Wrangell-Petersburg
Census Area, Yakutat City and Borough, Yukon-Koyukuk Census Area.
Source: US Census Bureau 2004 American Community Survey
Source: Coalition for Mortgage reform (www.mortgagereform.org)
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