Georgia Mortgage Information

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Current Mortgage Rates
Type of Loan	Rate*        APR*
5 Year ARM	5.821% 5.033%
15 Year Fixed	5.243% 5.288%
30 Year Fixed	5.729% 5.717%
Home Equity Loan	7.420% 5.740%
HELOC	6.305% 6.990%
*Rates & APRs are based on Rate Observer .

Need a home equity loan in Georgia?  Frequently used Georgia Home equity loans are: Georgia 125 Cash Out Home Equity Loans, Georgia Cash Out Home Equity Loans, Georgia Refinance Loans, Georgia Bad Credit Home Equity Loans, Georgia Home Equity Lines of Credit (HELOC), and Georgia Second Mortgages.  Maybe we can help you if you are just looking for more information about Georgia Home Equity Loans.

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Not sure what kind of Georgia home equity loan you are looking for?  Then start by looking at Credit Unions, Banks, Mortgage Brokers, or Savings and Loans that lend in Georgia.

Some quick facts on Georgia owner occupied homes with a mortgage¹ :

• The median home price in Georgia is $145,899.
• 79.0% of Georgia home owners have only a single mortgage.
• Only 0.6% of Georgia home owners have both a second mortgage and a home equity loan.
• While the median income for all of Georgia is $49,745, the median income for Georgia owner occupied homes with a mortgage is $61,746.
• The median monthly housing cost in Georgia is $1,126.
• Georgia Median Annual real estate taxes are $1,141.
• While the national average Expedian Credit score is 678, the average for Georgia is 666.
• Non-business bankruptcies in Georgia have gone from 58,915 in 2000 to 75,870 in 2004.

The state regulator for mortgages is David G. Sorrell

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 STATE OF GEORGIA
 Department of Banking and Finance
 2990 Brandywine Road, Suite 200
 Atlanta, Georgia 30341-5565

Phone: (770) 986-1633
Fax: (770) 986-1654

Website: http://www.state.ga.us/dbf

 The Georgia Department of Banking and Finance regulates Georgia mortgage lenders and Georgia mortgage brokers. Approximately 2,750 Mortgage Lenders and Mortgage Brokers are licensed or registered in the State of Georgia. Georgia’s licensee and registrant list is available for approximately $25.00 from Irene Harper, Mortgage Division Secretary, at (770) 986-1269. Individual segments of the list are available for approximately $10.00 each. A list of licensees may also be obtained at no charge on the Department’s Internet site.

Georgia’s licensing statute for mortgage lenders and brokers was enacted in 1993. The Georgia Residential Mortgage Act is codified in Official Code of Georgia sections 7-1-1000 et seq² .

Georgia Counties:

Appling County, Atkinson County, Bacon County, Baker County, Baldwin County, Banks County, Barrow County, Bartow County, Ben Hill County, Berrien County, Bibb County, Bleckly County, Brantley County, Brooks County, Bryan County, Bulloch County, Burke County, Butts County, Calhoun County, Camden County, Candler County, Carroll County, Charlton County, Chatham County, Chattahoochee County, Chattooga County, Cherokee County, Clarke County, Clay County, Clayton County, Clinch County, Cobb County, Coffee County, Colquitt County, Columbia County, Cook County, Coweta County, Crawford County, Crisp County, Dade County, Dawson County, Decatur County, DeKalb County, Dodge County, Dooly County, Dougherty County, Douglas County, Early County, Echols County, Effingham County, Elbert County, Emanuel County, Evans County, Fannin County, Fayette County, Floyd County, Forsyth County, Franklin County, Fulton County, Gilmer County, Glascock County, Glynn County, Gordon County, Grady County, Greene County, Gwinnett County, Habersham County, Hall County, Hancock County, Haralson County, Harris County, Hart County, Heard County, Henry County, Houston County, Irwin County, Jackson County, Jasper County, Jeff Davis County, Jefferson County, Jenkins County, Johnson County, Jones County, Lamar County, Lanier County, Laurens County, Lee County, Liberty County, Lincoln County, Long County, Lowndes County, Lumpkin County, McDuffie County, McIntosh County, Macon County, Madison County, Marion County, Meriwether County, Miller County, Mitchell County, Monroe County, Montgomery County, Morgan County, Murray County, Muscogee County, Newton County, Oconee County, Oglethorpe County, Paulding County, Peach County, Picken County, Pierce County, Pike County, Polk County, Pulaski County, Putnam County, Quitman County, Rabun County, Randolph County, Richmond County, Rockdale County, Schley County, Screven County, Seminole County, Spalding County, Stephens County, Stewart County, Sumter County, Talbot County,Taliaferro County, Tattnall County, Taylor County, Telfair County, Terrell County, Thomas County, Tift County, Toombs County, Towns County, Treutlen County, Troup County, Turner County, Twiggs County, Union County, Upson County, Walker County, Walton County, Ware County, Warren County, Washington County, Wayne County, Webster County, Wheeler County, White County, Whitfield County, Wilcox County, Wilkes County, Wilkinson County, Worth County

Source
-US Census

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