Idaho Mortgage Information

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Current Mortgage Rates
Type of Loan	Rate*        APR*
5 Year ARM	5.821% 5.033%
15 Year Fixed	5.243% 5.288%
30 Year Fixed	5.729% 5.717%
Home Equity Loan	7.420% 5.740%
HELOC	6.305% 6.990%
*Rates & APRs are based on Rate Observer .

Need a home equity loan in Idaho?  Frequently used Idaho Home equity loans are: Idaho 125 Cash Out Home Equity Loans, Idaho Cash Out Home Equity Loans, Idaho Refinance Loans, Idaho Bad Credit Home Equity Loans, Idaho Home Equity Lines of Credit (HELOC), and Idaho Second Mortgages.  Maybe we can help you if you are just looking for more information about Idaho Home Equity Loans.

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Not sure what kind of Idaho home equity loan you are looking for?  Then start by looking at Credit Unions, Banks, Mortgage Brokers, or Savings and Loans that lend in Idaho.

Some quick facts on Idaho owner occupied homes with a mortgage¹ :

• The median home in Idaho price is $127,503.
• 77.4% of Idaho home owners have only a single mortgage.
• Only 0.7% of Idaho home owners have both a second mortgage and a home equity loan.
• While the median income for all of Idaho is $46,586, the median income for Idaho owner occupied homes with a mortgage is $53,561.
• The median Idaho monthly housing cost is $953.
• Idaho Median Annual real estate taxes are $1,212.
• While the national average Expedian Credit score is 678, the average for Idaho is 689.
• Non-business bankruptcies in Idaho have gone from 6,850
   in 2000 to 9,328 in 2004.

The state regulator for Idaho mortgages is Gavin M. Gee

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 STATE OF IDAHO
 Department of Finance
 700 West State Street
 Post Office Box 83720
 Boise, Idaho 83720-0031

Phone: (208) 332-8000
Fax: (208) 332-8098

Website: http://finance.state.id.us

 The Idaho Department of Finance regulates Idaho mortgage lenders and Idaho mortgage brokers. A list of licensees may be obtained on the Department’s Internet site.

Idaho’s licensing statute for mortgage lenders and brokers was originally enacted in 1996. The Idaho Credit Code was enacted in 1983² .

Idaho Counties:

Ada County, Adams County, Bannock County, Bear Lake County, Benewah County, Bingham County, Blaine County, Boise County, Bonner County, Bonneville County, Boundary County, Butte County, Camas County, Canyon County, Caribou County, Cassia County, Clark County, Clearwater County, Custer County, Elmore County, Franklin County, Fremont County, Gem County, Gooding County, Idaho County, Jefferson County, Jerome County, Kootenai County, Letah County, Lemhi County, Lewis County, Lincoln County, Madison County, Minidoka County, Nez Perce County, Oneida County, Owyhee County, Payette County, Power County, Shoshone County, Teton County, Twin Falls County, Valley County, Washington County

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Source
-US Census

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.