Kentucky Mortgage Information

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Current Mortgage Rates
Type of Loan	Rate*        APR*
5 Year ARM	5.821% 5.033%
15 Year Fixed	5.243% 5.288%
30 Year Fixed	5.729% 5.717%
Home Equity Loan	7.420% 5.740%
HELOC	6.305% 6.990%
*Rates & APRs are based on Rate Observer .

Need a home equity loan in Kentucky?  Frequently used Kentucky Home equity loans are: Kentucky 125 Cash Out Home Equity Loans, Kentucky Cash Out Home Equity Loans, Kentucky Refinance Loans, Kentucky Bad Credit Home Equity Loans, Kentucky Home Equity Lines of Credit (HELOC), and Kentucky Second Mortgages.  Maybe we can help you if you are just looking for more information about Kentucky Home Equity Loans.

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Not sure what kind of Kentucky home equity loan you are looking for?  Then start by looking at Credit Unions, Banks, Mortgage Brokers, or Savings and Loans that lend in Kentucky.

Some quick facts on Kentucky owner occupied homes with a mortgage¹ :

• The median Kentucky home price is $109,361.
• 77.2% of Kentucky home owners have only a single mortgage.
• Only 0.7% of home owners in Kentucky have both a second mortgage and a home equity loan.
• While the median income for all of Kentucky is $43,953, the median income for owner occupied Kentucky homes with a mortgage is $54,418.
• The median monthly Kentucky housing cost is $888.
• Kentucky Median Annual real estate taxes are $758.
• While the national average Expedian Credit score is 678, the average for Kentucky is 675.
• Non-business bankruptcies in Kentucky have gone from 20,663 in 2000 to 27,799 in 2004.

The state regulator for Kentucky mortgages is Ella D. Robinson

 COMMONWEALTH OF KENTUCKY
 Department of Financial Institutions
 1025 Capital Center, Suite 200
 Frankfort, Kentucky 40601

Phone: (502) 573-3390
Fax: (502) 573-8787

Website: http://www.dfi.state.ky.us

 The Kentucky Department of Financial Institutions regulates mortgage loan companies and mortgage loan brokers. Approximately 295 Mortgage Loan Brokers and 78 Mortgage Loan Companies are licensed in Kentucky. Kentucky’s licensee list is contained in the Department’s Annual Report. A list of licensees may also be obtained on the Department’s Internet site² .

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Kentucky Counties:

Adair County, Allen County, Anderson County, Ballard County, Barren County, Bath County, Bell County, Boone County, Bourbon County, Boyd County, Boyle County, Bracken County, Breathitt County, Breckinridge County, Bullitt County, Butler County, Caldwell County, Calloway County, Campbell County, Carlisle County, Carroll County, Carter County, Casey County, Christian County, Clark County, Clay County, Clinton County, Crittenden County, Cumberland County, Daviess County, Edmonson County, Elliott County, Estill County, Fayette County, Fleming County, Floyd County, Franklin County, Fulton County, Gallatin County, Garrad County, Grant County, Graves County, Grayson County, Green County, Greenup County, Hancock County, Hardin County, Harlan County, Harrison County, Hart County, Henderson County, Henry County, Hickman County, Kopkins County, Jackson County, Jefferson County, Jessamine County, Johnson County, Kenton County, Knott County, Knox County, Larue County, Laurel County, Lawrence County, Lee County, Leslie County, Letcher County, Lewis County, Lincoln County, Livingston County, Logan County, Lyon County, McCraken County, McCreary County, McLean County, Madison County, Magoffin County, Marion County, Marshall County, Martin County, Mason County, Meade County, Menifee County, Mercer County, Metcalfe County, Monroe County, Montgomery County, Morgan County, Muhlenberg County, Nelson County, Nicholas County, Ohio County, Oldham County, Owen County, Owsley County, Pendleton County, Perry County, Pike County, Powell County, Pulaski County, Robertson County, Rockcastle County, Rowan County, Russell County, Scott County, Shelby County, Simpson County, Spencer County, Taylor County, Todd County, Trigg County, Trimble County, Union County, Warren County, Washington County, Wayne County, Webster County, Whitley County, Wolfe County, Woodford County

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Source
-US Census

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