Mississippi Mortgage Information

Compare Home Equity Loans

Type of Loan Select Loan Type Refinance Home Purchase Debt Consolidation Home Equity Home Description Home Description Single Family Multi-Family Condominium Townhouse Credit Credit Status Excellent Good Fair Poor State State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware DC Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Current Mortgage Rates
Type of Loan	Rate*        APR*
5 Year ARM	5.821% 5.033%
15 Year Fixed	5.243% 5.288%
30 Year Fixed	5.729% 5.717%
Home Equity Loan	7.420% 5.740%
HELOC	6.305% 6.990%
*Rates & APRs are based on Rate Observer .

Searching for a home equity loan in Mississippi?  Home Equity Info can help. We provide information on: Mississippi 125 Cash Out Home Equity Loans, Mississippi Cash Out Home Equity Loans, Mississippi Refinance Loans, Mississippi Bad Credit Home Equity Loans, Mississippi Home Equity Lines of Credit (HELOC), and Mississippi Second Mortgages.  We can also help if you are just looking for more information about Mississippi Home Equity Loans in general.

Request a free Mississippi mortgage quote today >>

Worried about the lender?  We are too, so that is why we list out and provide information on all types of Mississippi home equity lenders including Credit Unions, Banks, Mortgage Brokers, or Savings and Loans.

Some quick facts on Mississippi owner occupied homes with a mortgage¹ :

• The median Mississippi home price is $86,538.
• 86.6% of Mississippi home owners have only a single mortgage.
• Only 0.5% of Mississippi home owners have both a second mortgage and a home equity loan.
• While the median income for all of Mississippi is $39,319, the median income for owner occupied Mississippi homes with a mortgage is $48,662.
• The median monthly Mississippi housing cost is 843.
• Mississippi Median Annual real estate taxes are 497.
• While the national average Expedian Credit score is 678, the average for Mississippi is 667.
• Non-business bankruptcies in Mississippi have gone from 18,255 in 2000 to 21,007
   in 2004.

Request a free mortgage quote today>>

The state regulator for Mississippi mortgages is John S Allison

 STATE OF MISSISSIPPI
 Department of Banking and Consumer Finance
 Post Office Box 23729
 901 Woolfolk Building, Suite A
 501 North West Street
 Jackson, Mississippi 39201

Phone: (601) 359-1031
Fax: (601) 359-3557

Website: http://www.dbcf.state.ms.us

 The 2000 Mississippi Legislature enacted the “Mississippi Mortgage Consumer Protection Act” on July 1, 2000. This act requires all companies, in state and out of state, who engage in the residential mortgage business in Mississippi to be licensed. The act provides for examinations to govern the residential lending activities of originators, brokers, and lenders. The Department of Banking and Consumer Finance began the process of licensing these companies in August 2000. Information concerning licensed mortgage companies may be obtained from the web site or from Traci McCain, Director, Mortgage Division, at (601) 359-1031 or (800) 844-2499² .

Mississippi Counties:

Adams County, Alcorn County, Amite County, Attala County, Benton County, Bolivar County, Calhoun County, Carroll County, Chickasaw County, Choctaw County, Clairborne County, Clarke County, Clay County, Coahoma County, Copiah County, Covington County, DeSoto County, Forrest County, Franklin County, George County, Greene County, Grenada County, Hancock County, Harrison County, Hinds County, Holmes County, Humphreys County, Issaquena County, Itawamba County, Jackson County, Jasper County, Jefferon County, Jefferson Davis County, Jones County, Kemper County, LaFayette County, Lamar County, Lauderdale County, Lawrence County, Leake County, Lee County, Leflore County, Lincoln County, Lowndes County, Madison County, Marion County, Marshall County, Monroe County, Montgomery County, Neshoba County, Newton County, Noxubee County, Oktibbeha County, Panola County, Pearl River County, Perry County, Pike County, Pontotoc County, Prentiss County, Quitman County, Rankin County, Scott County, Sharkey County, Simpson County, Smith County, Stone County, Sunflower County, Tallahatchie County, Tate County, Tippah County, Tishomingo County, Tunica County, Union County, Walthall County, Warren County, Washington County, Wayne County, Webster County, Wilkinson County, Winston County, Yalobusha County, Yazoo County

Source
-US Census

Request a free mortgage quote today>>

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.