Heard a lot about predatory home equity lenders? So have we and that is why we strive to provide you with a quality list of Credit Unions,Banks, Mortgage Brokers, or Savings and Loans lenders that may lend North Carolina home equity loans. We suggest you read as much as possible about each lender and then make your decision.
Some quick facts on North Carolina owner occupied homes with a mortgage1:
The median North Carolina home price is $127,778.
72.1% of North Carolina home owners have only a single mortgage.
Only 1% of home owners in North Carolina have both a second mortgage and a home equity loan.
While the median income for all of North Carolina is $47,112, the median income for owner occupied North Carolina homes with a mortgage is $57,000.
The median monthly North Carolina housing cost is $1,028.
North Carolina Median Annual real estate taxes are $986.
While the national average Expedian Credit score is 678, the average for North Carolina is 667.
Non-business bankruptcies in North Carolina have gone from 26,646 in 2000 to 35,806 in 2004.
North Carolina implemented a new Mortgage Lending Act in 2002. The new law differs in many respects from the 1988 mortgage banker and broker registration law, which is repealed and replaced2.
North Carolina Counties:
Alamance County, Alexander County, Alleghany County, Anson County,
Ashe County, Avery County, Beaufort County, Bertie County, Bladen
County, Brunswick County, Buncombe County, Burke County, Cabarrus
County, Caldwell County, Camden County, Carteret County, Caswell
County, Catawba County, Chatham County, Cherokee County, Chowan
County, Clay County, Cleveland County, Columbus County, Craven County,
Cumberland County, Currituck County, Dare County, Davidson County,
Davie County, Duplin County, Durham County, Edgecombe County, Forsyth
County, Franklin County, Gaston County, Gates County, Graham County,
Granville County, Greene County, Guilford County, Halifax County,
Harnett County, Haywood County, Henderson County, Hertford County,
Hoke County, Hyde County, Iredell County, Jackson County, Johnston
County, Jones County, Lee County, Lenoir County, Lincoln County,
McDowell County, Macon County, Madison County, Martin County, Mecklenburg
County, Mitchell County, Montgomery County, Moore County, Nash County,
New Hanover County, Northampton County, Onslow County, Orange County,
Pamlico County, Pasquotank County, Pender County, Perquimans County,
Person County, Pitt County, Polk County, Randoplh County, Richmond
County, Robeson County, Rockingham County, Rowan County, Rutherford
County, Sampson County, Scotland County, Stanly County, Stokes County,
Surry County, Swain County, Transylvania County, Tyrrell County,
Union County, Vance County, Wake County, Warren County, Washington
County, Watauga County, Wayne County, Wilkes County, Wilson County,
Yadkin County, Yancey County
Source: US Census Bureau 2004 American Community Survey
Source: Coalition for Mortgage reform (www.mortgagereform.org)
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