Heard a lot about predatory home equity lenders? So have we and that is why we strive to provide you with a quality list of Credit Unions,Banks, Mortgage Brokers, or Savings and Loans lenders that may lend New Jersey home equity loans. We suggest you read as much as possible about each lender and then make your decision.
Some quick facts on North Dakota owner occupied homes with a mortgage1:
The median North Dakota home price is $95,909.
82.5% of North Dakota home owners have only a single mortgage.
Only 0.6% of home owners in North Dakota have both a second mortgage and a home equity loan.
While the median income for all of North Dakota is $51,020, the median income for owner occupied North Dakota homes with a mortgage is $58,702.
The median monthly North Dakota housing cost is $902.
North Dakota Median Annual real estate taxes are $1,481.
While the national average Expedian Credit score is 678, the average for North Dakota is 708.
Non-business bankruptcies in North Dakota have gone from 1,841 in 2000 to 2,203 in 2004.
The Department of Banking and Financial Institutions regulates state-chartered banks, Credit Unions, and trust companies, money brokers, collection agencies, consumer finance companies, sale of check companies, and deferred presentment service providers. The Department issues licenses to money brokers, collection agencies, consumer finance companies, sale of check companies, and deferred presentment service providers. Applications for licenses can also be obtained at the Department’s Internet site. Lists of state-chartered banks, Credit Unions, licensed money brokers, collection agencies, consumer finance companies, sale of check companies, and deferred presentment service providers are maintained on the Department’s Internet site2.
North Dakota Counties:
Adams County, Barnes County, Benson County, Billings County, Bottineau
County, Bowman County, Burke County, Burleigh County, Cass County,
Cavalier County, Dickey County, Divide County, Dunn County, Eddy
County, Emmons County, Foster County, Golden Valley County, Grand
Forks County, Grant County, Griggs County, Hettinger County, Kidder
County, LaMoure County, Logan County, McHenry County, McIntosh County,
McKenzie County, McLean County, Mercer County, Morton County, Mountrail
County, Nelson County, Oliver County, Pembina County, Pierce County,
Ramsey County, Ransom County, Renville County, Richland County,
Rolette County, Sargent County, Sheridan County, Sioux County, Slope
County, Stark County, Steele County, Stutsman County, Towner County,
Trail County, Walsh County, Ward County, Wells County, William County
Source: US Census Bureau 2004 American Community Survey
Source: Coalition for Mortgage reform (www.mortgagereform.org)
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