Oregon Mortgage Information

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Current Mortgage Rates
Type of Loan	Rate*        APR*
5 Year ARM	5.821% 5.033%
15 Year Fixed	5.243% 5.288%
30 Year Fixed	5.729% 5.717%
Home Equity Loan	7.420% 5.740%
HELOC	6.305% 6.990%
*Rates & APRs are based on Rate Observer .

Oregon home equity loans got you confused - Home Equity Info can help. We provide information on: Oregon 125 Cash Out Home Equity Loans, Oregon Cash Out Home Equity Loans, Oregon Bad Credit Home Equity Loans, Oregon Refinance Loans, Oregon Home Equity Lines of Credit (HELOC), and Oregon Second Mortgages.  We also have a section on the basics of Oregon Home Equity.

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Heard a lot about predatory home equity lenders?  So have we and that is why we strive to provide you with a quality list  of Credit Unions, Banks, Mortgage Brokers, or Savings and Loans lenders that may lend Oregon home equity loans.  We suggest you read as much as possible about each lender and then make your decision.

Some quick facts on Oregon owner occupied homes with a mortgage¹ :

• The median Oregon home price is $187,862.
• 73.7% of Oregon home owners have only a single mortgage.
• Only 0.9% of home owners in Oregon have both a second mortgage and a home equity loan.
• While the median income for all of Oregon is $51,011, the median income for owner occupied Oregon homes with a mortgage is $62,266.
• The median monthly Oregon housing cost is $1,217.
• Oregon Median Annual real estate taxes are $1,920.
• While the national average Expedian Credit score is 678, the average for Oregon is 688.
• Non-business bankruptcies in Oregon have gone from 16,774 in 2000 to 23,603 in 2004.

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The state regulator for Oregon mortgages is Mary Neidig

 STATE OF OREGON
 Department of Consumer and Business Services
 Division of Finance and Corporate Securities
 P. O. Box 14480
 Salem, Oregon 97309-0405

Phone: (503) 378-4140
Fax: (503) 947-7862

Website: http://www.oregondfcs.org

 The Division of Finance and Corporate Securities of the Oregon Department of Consumer and Business Services regulates mortgage lenders and mortgage brokers. Oregon’s licensee list is available from Kathleen Fenton at (503) 947-7473 or the web site at http://www.oregondfcs.org.

Oregon’s licensing statute for mortgage bankers and brokers was originally enacted in 1993² .

Oregon Counties:

Baker County, Benton County, Clackamas County, Clatsop County, Columbia County, Coos County, Crook County, Curry County, Deschutes County, Douglas County, Gilliam County, Grant County, Harney County, Hood River County, Jackson County, Jefferson County, Josephine County, Klamath County, Lake County, Lane County, Lincoln County, Linn County, Malheur County, Marion County, Morrow County, Multnomah County, Polk County, Sherman County, Tillamook County, Umatilla County, Union County, Wallowa County, Wasco County, Washington County, Wheeler County, Yamhill County

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Source
-US Census

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.