Heard a lot about predatory home equity lenders in the news? That is Home Equity Info strives to provide you with a list of reputable Credit Unions,Banks, Mortgage Brokers, or Savings and Loans lenders. We suggest you read as much as possible about each lender and then make your decision.
Some quick facts on Texas owner occupied homes with a mortgage:
The median Texas home price is $115,153.
90.5% of Texas home owners have only a single mortgage.
Only 0.4% of home owners in Texas have both a second mortgage and a home equity loan.
While the median income for all of Texas is $49,086, the median income for owner occupied Texas homes with a mortgage is $65,089.
The median monthly Texas housing cost is $1,166.
Texas Median Annual real estate taxes are $2,356.
While the national average Expedian Credit score is 678, the average for Texas is 651.
Non-business bankruptcies in Texas have gone from 59,529 in 2000 to 90,651 in 2004.
The Texas Office of Consumer Credit Commissioner regulates mortgage lenders and mortgage brokers engaged in making and negotiating subordinate lien loans.
The Texas licensing statute was originally enacted in 1967 as the Consumer Credit Code. In 1997, the Consumer Credit Code was replaced with the Texas Credit Title, which has since undergone substantial revision. In 1997, the Texas Constitution was amended to permit closed-end home equity loans and reverse mortgages2.
Texas Counties:
Anderson County, Andrews County, Angelina County, Aransas County,
Archer County, Armstrong County, Tascosa County, Austin County,
Bailey County, Bandera County, Bastrop County, Baylor County, Bee
County, Bell County, Bexar County, Blanco County, Borden County,
Bosque County, Bowie County, Brazoria County, Brazos County, Brewster
County, Briscoe County, Brooks County, Brown County, Burleson County,
Burnet County, Caldwell County, Calhoun County, Callahan County,
Cameron County, Camp County, Carson County, Cass County, Castro
County, Chambers County, Cherokee County, Childress County, Clay
County Cochran County, Coke County, Coleman County, Collin County,
Collingsworth, Colorado County, Comal County, Comanche County, Concho
County, Cooke County, Coryell County, Cottle County, Crane County,
Crockett County, Crosby County, Culberson County, Dallam County,
Dallas County, Dawson County, Deaf Smith County, Delta County, Denton
County, DeWitt County, Dickens County, Dimmit County, Donley County,
Duval County, Eastland County, Ector County, Edwards County, Ellis
County, El Paso County, Erath County, Falls County, Fannin County,
Fayette County, Fisher County, Floyd County, Foard County, Fort
Bend County, Franklin County, Freestone County, Frio County, Gaines
County, Galveston County, Garza County, Gillespie County, Glassclock
County, Goliad County, Gonzales County, Gray County, Grayson County,
Gregg County, Grimes County, Guadalupe County, Hale County, Hall
County, Hamilton County, Hansford County, Hardeman County, Hardin
County, Harris County, Harrison County, Hartley County, Haskell
County, Hays County, Hemphill County, Henderson County, Hidalgo
County, Hill County, Hockley County, Hood County, Hopkins County,
Houston County, Howard County, Hudspeth County, Hunt County, Hutchinson
County, Irion County, Jack County, Jackson County, Jasper County,
Jeff Davis County, Jefferson County, Jim Hogg County, Jim Wells
County, Johnson County, Jones County, Karnes County, Kaufman County,
Kendall County, Kenedy County, Kent County, Kerr County, Kimble
County, King County, Kinney County, Kleberg County, Knox County,
Lamar County, Lamb County, Lampasas County, La Salle County, Lavaca
County, Lee County, Leon County, Liberty County, Limestone County,
Lipscomb County, Live Oak County, Llano County, Loving County, Lubbock
County, Lynn County, McCulloch County, McLennan County, McMullen
County, Madison County, Marion County, Martin County, Mason County,
Matagorda County, Maverick County, Medina County, Menard County,
Midland County, Milam County, Mills County, Mitchell County, Montague
County, Montgomery County, Moore County, Morris County, Motley County,
Nacogdoches County, Navarro County, Newton County, Nolan County,
Nueces County, Ochittree County, Oldham County, Orange County, Palo
Pinto County, Panola County, Parker County, Parmer County, Pecos
County, Polk County, Potter County, Presidio County, Rains County,
Randall County, Reagan County, Real County, Red River County, Reeves
County, Refugio County, Roberts County, Robertson County, Rockwall
County, Runnels County, Rusk County, Sabine County, San Augustine
County, San Jacinto County, San Patricio County, San Saba County,
Schleicher County, Scurry County, Shackelford County, Shelby County,
Sherman County, Smith County, Somervell County, Starr County, Stephens
County, Sterling County, Stonewall County, Sutton County, Swisher
County, Tarrant County, Taylor County, Terrell County, Terry County,
Throckmorton County, Titus County, Tom Green County, Travis County,
Trinity County, Tyler County, Upshur County, Upton County, Uvalde
County, Val Verde County, Van Zandt County, Victoria County, Walker
County, Waller County, Ward County, Washington County, Webb County,
Wharton County, Wheeler County, Wichita County, Wiilbarger County,
Willacy County, Williamson County, Wilson County, Winkler County,
Wise County, Wood County, Yoakum County, Young County, Zapata County,
Zavala County
Source: US Census Bureau 2004 American Community Survey
Source: Coalition for Mortgage reform (www.mortgagereform.org)
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