Utah Mortgage Information

Compare Home Equity Loans

Type of Loan Select Loan Type Refinance Home Purchase Debt Consolidation Home Equity Home Description Home Description Single Family Multi-Family Condominium Townhouse Credit Credit Status Excellent Good Fair Poor State State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware DC Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Current Mortgage Rates
Type of Loan	Rate*        APR*
5 Year ARM	5.821% 5.033%
15 Year Fixed	5.243% 5.288%
30 Year Fixed	5.729% 5.717%
Home Equity Loan	7.420% 5.740%
HELOC	6.305% 6.990%
*Rates & APRs are based on Rate Observer .

Getting lost in the Utah home equity loan web - Home Equity Info can help. We provide information on: Utah 125 Cash Out Home Equity Loans, Utah Second Mortgages, Utah Bad Credit Home Equity Loans, Utah Refinance Loans, Utah Home Equity Lines of Credit (HELOC), and Utah Cash Out Home Equity Loans.  We also have a section on Utah Home Equity basics.

Request a free mortgage quote today>>

Heard a lot about predatory home equity lenders in the news?  That is Home Equity Info strives to provide you with a list of reputable Credit Unions, Banks, Mortgage Brokers, or Savings and Loans lenders.  We suggest you read as much as possible about each lender and then make your decision.

Some quick facts on Utah owner occupied homes with a mortgage¹ :

• The median Utah home price is $159,945.
• 73.7% of Utah home owners have only a single mortgage.
• Only 0.9% of home owners in Utah have both a second mortgage and a home equity loan.
• While the median income for all of Utah is $52,286, the median income for Utah owner occupied homes with a mortgage is $60,089.
• The median monthly Utah housing cost is $1,164.
• Utah Median Annual real estate taxes are $1,086.
• While the national average Expedian Credit score is 678, the average for Utah is 683.
• Non-business bankruptcies in Utah have gone from 14,741 in 2000 to 41,286 in 2004.

The state regulator for Utah mortgages is G. Edward Leary

Request a free mortgage quote today>>

 STATE OF UTAH
 Department of Financial Institutions
 P. O. Box 146800
 Salt Late City, Utah 84114-6800

Phone: (801) 538-8830
Fax: (801) 538-8894

Website: http://www.dfi.utah.gov/

 The Department of Financial Institutions regulates residential mortgage servicers. In addition, the Department regulates Utah mortgage lenders and Utah brokers who are a depository or affiliate of a depository. All other mortgage lenders and brokers are regulated by the Utah Division of Real Estate, Department of Commerce. Approximately 300 mortgage servicers, mortgage brokers, and mortgage lenders are registered at the Department. The Department’s list is available on its website, www.dfi.state.ut.us. A list is also printed in the annual Report of the Commissioner of Financial Institutions for the State of Utah as of June 30 of each year. Contact the Department for further information² .

Utah Counties:

Beaver County, Box Elder County, Cache County, Carbon County, Daggett County, Davis County, Duchesne County, Emery County, Gaarfield County, Grand County, Iron County, Juab County, Kane County, Millard County, Morgan County, Piute County, Rich County, Salt Lake County, San Juan County, Sanpete County, Sevier County, Summit County, Tooele County, Uintah County, Utah County, Wasatch County, Washington County, Wayne County, Weber County

Source
-US Census

Request a free mortgage quote today>>

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.