Vermont Mortgage Information

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Current Mortgage Rates
Type of Loan	Rate*        APR*
5 Year ARM	5.821% 5.033%
15 Year Fixed	5.243% 5.288%
30 Year Fixed	5.729% 5.717%
Home Equity Loan	7.420% 5.740%
HELOC	6.305% 6.990%
*Rates & APRs are based on Rate Observer .

Getting lost in the Vermont home equity loan web - Home Equity Info can help. We provide information on: Vermont 125 Cash Out Home Equity Loans, Vermont Second Mortgages, Vermont Bad Credit Home Equity Loans, Vermont Refinance Loans, Vermont Home Equity Lines of Credit (HELOC), and Vermont Cash Out Home Equity Loans.  We also have a section on Vermont Home Equity basics.

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Heard a lot about predatory home equity lenders in the news?  That is Home Equity Info strives to provide you with a list of reputable Credit Unions, Banks, Mortgage Brokers, or Savings and Loans lenders.  We suggest you read as much as possible about each lender and then make your decision.

Some quick facts on Vermont owner occupied homes with a mortgage¹ :

• The median Vermont home price is $161,478.
• 74.8% of Vermont home owners have only a single mortgage.
• Only 1.2% of home owners in Vermont have both a second mortgage and a home equity loan.
• While the median income for all of Vermont is 55,819, the median income for owner occupied homes with a mortgage is 60,600.
• The median monthly Vermont housing cost is $1,174.
• Vermont Median Annual real estate taxes are $2,810.
• While the national average Expedian Credit score is 678, the average for Vermont is 709.
• Non-business bankruptcies in Vermont have gone from 1,421 in 2000 to 1,613 in 2004.

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The state regulator for Vermont mortgages is Elizabeth R. Costle

 STATE OF VERMONT
 Department of Banking, Insurance, Securities & Health Care Administration
 Division of Banking
 89 Main Street, Drawer 20
 Montpelier, VT 05620-3101

Phone: (802) 828-3301
Fax: (802) 828-3306

Website: http://www.bishca.state.vt.us/

 The Vermont Division of Banking regulates Vermont mortgage lenders and Vermont mortgage brokers. Approximately 400 lenders and brokers are licensed in the State of Vermont. Vermont’s licensee list is available from Susan Lasher at (802) 828-3307 or at http://www.bishca.state.vt.us.

Vermont’s licensing statute for mortgage lenders was originally enacted in 1983. The licensing statute for mortgage brokers was enacted in 1996² .

Vermont Counties:

Addiscon County, Bennington County, Caledonia County, Chittenden County, Essex County, Franklin County, Grand Isle County, Lamoille County, Orange County, Orleans County, Rutland County, Washington County, Windham County, Windsor County

Source
-US Census

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.